Portfolio policy & mandate design
Translate financial objectives into an investment policy statement with measurable guidelines for asset allocation, concentration, volatility tolerance, reporting and review.
Capability / Investment oversight
Asset Management
An investment framework built around purpose, risk and disciplined decision-making.
At a glance
Investment management is most effective when the portfolio is designed to serve a defined purpose rather than a sequence of market opportunities. Our framework considers the relationship between return objectives, capital preservation, liquidity, risk limits and investment horizons.
Areas of focus
What this work may involve.
- Investment objectives and risk tolerance
- Strategic asset allocation and portfolio construction
- Manager and mandate evaluation
- Concentration, exposure and liquidity reviews
- Portfolio reporting and governance
How we approach it
Purpose first. Then process.
We start with your existing holdings, funding commitments and return objectives. From there, an investment policy establishes appropriate constraints, decision rights and a review rhythm. Implementation of regulated investment-management activities is subject to the applicable authorisations and engagement arrangements.
A useful starting question
Is your portfolio organised around a defined investment policy or a collection of separate decisions?
Important consideration: All investments involve risk, including potential loss of principal. Investment-management services, where regulated, require the relevant permissions or authorised provider.
A disciplined framework
Built on clarity, not complexity for its own sake.
Investment management is most effective when the portfolio is designed to serve a defined purpose rather than a sequence of market opportunities. Our framework considers the relationship between return objectives, capital preservation, liquidity, risk limits and investment horizons.
Explore our approachPractical considerations
Align the portfolio with the role capital must play
Investment objectives become more useful when they are expressed as practical constraints: spending requirements, acceptable drawdowns, time horizons, restricted holdings and the degree of discretion assigned to decision-makers.
Investment policy
Set an agreed reference point for asset allocation, risk capacity, liquidity reserves and ongoing review.
Portfolio oversight
Look beyond headline returns to concentration, overlapping exposures, expenses, benchmark relevance and manager accountability.
Reporting and governance
Bring holdings, valuations and decisions into a reporting structure that owners and authorised representatives can understand.
A clear mandate helps every subsequent allocation decision remain connected to the client’s purpose, rather than isolated market forecasts.
Frequently considered
Questions worth asking.
Our initial conversations aim to establish scope, requirements and the appropriate professional responsibilities.
How is an investment mandate established?+
An effective mandate begins with your goals, liquidity needs, capacity for loss, investment horizon and governance preferences. These inform proposed parameters and review arrangements.
Does asset management mean every asset must move to a new account?+
Not necessarily. The appropriate structure depends on the assets, current providers, permitted activities and the scope of the engagement. Existing institutions and independent custodians may remain important.
What are the principal risks?+
Market, concentration, credit, liquidity, valuation, counterparty and operational risk may all be relevant. Investments can lose value, including principal.
Explore further
Related capabilities
Complex needs frequently connect more than one area of expertise.
INVESTMENT OVERSIGHT
Alternative Investment Custody
Clarity around ownership, control and safekeeping.
Explore capabilityINVESTMENT OVERSIGHT
Fiduciary Asset Management
Governance that places duties and accountability at the centre.
Explore capabilityPRIVATE CLIENT SOLUTIONS
Private Wealth Services
A coordinated view of the financial decisions that matter.
Explore capability